Question: So what do Cruises and Lasting Powers of Attorney have in common…?

Answer: They are just not solely for the elderly

Lasting Powers of Attorney are usually only associated with the elderly that is a very dangerous assumption most people make.

You don’t have to be old to lose “Mental Capacity”

The Mental Capacity Act (MCA) is designed to protect and empower people who may lack the mental capacity to make their own decisions about their care and treatment. It applies to people aged 16 and over.

It covers decisions about day-to-day things like what to wear or what to buy for the weekly shop, or serious life-changing decisions like whether to move into a care home or have major surgery.

Mental Capacity  is the ability to make decisions for yourself. People who cannot do this are said to “lack capacity”. This might be due to illness, injury, a learning disability, or mental health problems that affect the way their brain works.

• A severe learning disability
• Mental health problems
• Brain injury
• Dementia
• Alcohol or drug use
• Side effects of medical treatment or a serious illness or disability
• Stroke
• Any other mental impairment or disability

So imagine in your current situation right now and you wake up tomorrow morning and you’ve lost mental capacity

Who would take care of everything who would make decisions for you – its a mind field and most people who are reading this will not take any action as they will play the odds that it will never happen to them.

If you play the odds and you are the unlucky one you’ve just created a world of heartache, problems and potentially catastrophic financial implication for you and your loved ones.

Here is a sample of what you have left someone to go through should you lose mental capacity…

1. They will have to apply to the Court of Protection to become your deputy – this can take up to 5-6 months

2. They will have to pay £385 PER APPLICATION – £385 to become your Property and Financial Affairs Deputy  and £385 to become your Personal Welfare Deputy.

3. They will also have to pay £500 if the Court of Protection decides your case needs a hearing

4. They will also have to pay a General Supervision Fee every year of £320

5. They will also have to pay £100 assessment fee if they are a new deputy

6 They will also need to pay a “security none fee”

7. You deputy will also need to complete annual accounts of your affairs

8. They may be prosecuted if they misuse your money

9. They can’t be legally paid to manage you affairs – only professional deputies can be paid

10. If your deputy wishes to retire they have to apply to the Court of Protection

If you need anymore convincing to take action download the free guide below and see what duties and responsibilities your deputy will have to endure

Or you can watch the video below and click on the apply today link to get the advice you need

getasecondopinion.co.uk/contact

“It’s never too early – but it’s often too late!!!”